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Smart loan solutions for every business needs
The Office of Opportunity – Loan Funding by HOS Bharat is your gateway to securing the right financing solutions for your business. We work closely with leading banks, NBFCs, private lenders, and government agencies to provide tailored loan products that match your specific needs—whether it’s working capital, expansion funding, equipment purchase, or large-scale project finance. Our structured approach ensures a smooth journey from eligibility assessment to final disbursement.
What Is Loan Funding?
Loan funding provides businesses with access to debt capital without giving up ownership equity. Loans can be secured (backed by collateral) or unsecured (based on creditworthiness) and are repayable over a fixed tenure with interest.
Working Capital Loans: Maintain day-to-day operations and manage cash flow.
Term Loans: Finance expansion, infrastructure, or asset acquisitions.
Project Finance: Fund large-scale, time-bound business projects.
Loan Funding Workflow
01
Free Consultation & Product Mapping
02
Eligibility & Credit Assessment
03
Document Collection & Verification
04
Loan Application Submission
05
Lender Evaluation & Clarifications
06
Loan Sanction & Agreement
07
Fund Disbursement
08
Post-Disbursement Support
Government Loan Schemes for Businesses
- MSME Loans under CGTMSE
- Stand-Up India Scheme
- Prime Minister’s Employment Generation Programme
- MUDRA Loans
- SIDBI Assistance
- MUDRA Loans
- SIDBI Assistance
Required Documents
Company Documents:
- Incorporation Certificate
- PAN & GST Registration
- Bank Statements (6–12 months)
Financial Records:
- Audited Financial Statements (2–3 years)
- Provisional Statements (current FY)
- Projected Cash Flow & Fund Utilisation Plan
Founder/Promoter Documents:
- PAN/Aadhaar
- Credit Reports
Industries We Serve
- Technology & IT Services
- Manufacturing & Industrial Unit
- Retail & E-Commerce
- Real Estate & Infrastructure
- Healthcare & Pharmaceuticals
- Agriculture & AgriTech
Why Choose HOS Bharat for Loan Funding
Extensive lender network with banks, NBFCs, private financiers, and government agencies.
Full-spectrum support from eligibility check to post-disbursement.
Internal team includes branding, pitch, compliance, and fundraising specialists
Proven track record in negotiating favourable interest rates and flexible terms.
Faster turnaround through established lender relationships.
Frequently Asked Questions
1.How long does loan processing take?
Typically 7–21 days, depending on loan type and lender.
2. Do you offer unsecured loans?
Yes, based on the company’s credit profile and revenue.
3. Can startups apply for loans?
Yes, we work with lenders that support early-stage companies under certain conditions.
4. Are government loans easier to get?
They have eligibility criteria but are often more affordable and founder-friendly with reduced collateral requirements.
How to Get Started
Book your free loan consultation with HOS Bharat today. We’ll assess your eligibility, identify the best loan options—including government schemes—and guide you through a seamless funding process tailored to your business goals.
